 |
Rates Effective January 26, 2010. Rates Subject
To Change Without Notice.
|
| Loan Description
|
Term |
APR* |
| New or Used Auto |
Up To 66 Months
|
3.7%
|
| The specific
rate and term will depend on your credit rating, collateral
value and amount financed. Rates and terms are subject
to change without prior notice; other restrictions
may apply. |
|
|
| Loan Description |
Term |
APR* |
New Only
EPA Rating - Greenhouse Score Of 7 Or Better.
Any Credit Score
Eligible For Loan Discount |
Up To 72 Months
|
5.25%
|
|
|
| Loan Description |
Term |
APR* |
New**
10% Down
|
24 Months |
5.65% - 9.50% |
36 Months |
5.65% - 9.50% |
48 Months |
5.65% - 9.50% |
60 Months |
5.65% - 10.00% |
72 Months |
6.40% - 10.50% |
|
New**
100% Financing
|
24 Months |
5.65% - 11.75% |
36 Months |
5.65% - 11.75% |
48 Months |
5.65% - 11.75% |
60 Months |
5.65% - 12.25% |
72 Months |
6.40% - 12.50% |
|
Used***
NADA Loan Value Financing
|
24 Months |
5.65% - 9.50% |
36 Months |
5.65% - 9.50% |
48 Months |
5.65% - 9.50% |
60 Months |
5.65% - 10.00% |
72 Months |
6.40% - 10.50% |
|
Used
- 100% Financing***
Not To Exceed NADA Retail Value
|
24 Months |
5.65% - 11.75% |
36 Months |
5.65% - 11.75% |
48 Months |
5.65% - 11.75% |
60 Months |
5.65% - 12.25% |
72 Months |
6.40% - 12.50% |
|
Older Models
Not To Exceed Current NADA Older Used Car Guide
|
36 Months |
7.65% - 11.65% |
48 Months |
8.00% - 12.65% |
60 Months |
8.50% - 13.65% |
|
|
| Loan Description |
Term |
APR* |
New
20 % Down
|
60 Months |
6.75% - 11.75% |
84 Months |
7.00% - 12.50% |
120 Months |
7.75% - 12.75% |
144 Months |
8.25% - 13.25% |
|
Used
20 % Down
|
60 Months |
6.75% - 11.75% |
84 Months |
7.00% - 12.50% |
|
|
| Loan Description |
Term |
APR* |
New
100% Financing, With UCC Filing Fee. Loan may not be refinanced. |
- |
Interest Rate Will Be Current New Auto Rates Plus 1% |
|
Used
80% Financing, With UCC Filing Fee Loans may not be refinanced.
|
- |
Interest Rate Will Be Current Loan Value Financing Of Used Auto Rates Plus 1%.
|
|
|
| Loan Description |
Term |
APR* |
Computer
Hardware, Software, Televisions, VCR,
Fax Machines, Video Cameras, Stereo Systems,
& Associated Cabinetry
|
24 Months |
7.25% - 11.25% |
36 Months - Maximum |
8.25% - 12.25% |
|
|
| Loan Description |
Term |
APR* |
| |
- |
Current Dividend Rate Regular Shares Account Plus 3% |
|
|
| Loan Description |
Term |
APR* |
| New & Refinanced |
12 Months |
7.99% - 12.75% |
24 Months |
8.25% - 13.50% |
36 Months - Maximum |
8.50% - 14.75% |
|
|
| Loan Description |
Term |
APR* |
| |
36 Months - Maximum |
7.75% - 12.25% |
|
|
| Loan Description |
Term |
APR* |
| |
1 Year Maximum |
10.50% - 14.75% |
|
|
| Loan Description |
Term |
APR* |
| Gold Account |
- |
8.90% |
| Standard Account |
- |
9.90% |
|
|
| Loan Description |
Term |
APR* |
| |
Call office for details |
n/a |
|
|
|
All interest
rates are subject to change without prior notice by the TexStar
FCU Board of Directors.
All rates quoted are based on Annual Percentage
Rates.
Rates quoted are based on highest and lowest
credit score of A and D. For other rates
please call the Credit Union office.
** New is defined as current, or prior year model with less
than 18,000 miles.
60 months financing, base price must be
at least $18,000
72 months financing base price must be
at least $25,000
*** These rates apply to the current year model and the six
year models preceeding the current year.
Loan rates will be discounted .25% if any of the following
apply:
- Payment is made by payroll deduction
- Account has monthly direct deposit and
payment is deducted from that account
- Payment is made by automatic transfer
- Payment is made by ACH
Loan rates may be discounted an
additional .25% if the member has a share draft/checking
account at TexStar FCU.
The total discount on any one
loan may not exceed .50% |
|
