Current Loan Rates

Rates Effective April 1, 2017. Rates Subject To Change Without Notice.

Special Auto Loan Promotion
 
APR*
Up To 66 Months
2.90%
Credit Score must be A/700 +


Auto/Truck A / 700 + B / 699-620 C / 619-570 D / 569 & below
New and Used        
24 Months 2.90%* 5.80% 8.25% 9.50%
36 Months 2.90%* 5.80% 8.25% 9.50%
48 Months 2.90%* 5.80% 8.25% 9.50%
60 Months 2.90%* 6.05% 8.50% 10.00%
66 Months 2.90%* 7.05% 9.50% 11.00%
72 Months 3.90%* 8.05% 10.50% 11.50%
84 Months 5.50%* 9.05% 11.50% 12.50%


Classic Autos A / 700 + B / 699-620 C / 619-570 D / 569 & below
New and Used        
120 Months (maximum) 4.5% 5.5%*
Market will be checked periodically to determine rates for classic autos.


Motorcycle, ATV,
Personal Watercraft
A / 700 + B / 699-620 C / 619-570 D / 569 & below
New and Used        
24 Months 4.00%* 5.00% 8.25% 12.00%
36 Months 4.00%* 5.00% 8.25% 12.00%
48 Months 5.00% 6.00% 9.25% 12.00%
60 Months 5.00% 6.00% 9.25% 12.50%
66 Months 5.00% 6.00% 9.75% 12.75%


Boat and Trailer A / 700 + B / 699-620 C / 619-570 D / 569 & below
New and Used        
60 Months 4.90%* 6.00% 8.25% 12.50%
66 Months 6.00% 7.00% 9.25% 13.50%
84 Months 6.00% 7.00% 9.25% 13.50%
120 Months 6.50% 7.50% 9.75% 15.00%


RV's, Travel Trailers and Motorhomes A / 700 + B / 699-620 C / 619-570 D / 569 & below
New and Used        
60 Months 4.90%* 6.00% 7.75% 10.00%
66 Months 6.00% 6.00% 8.75% 10.75%
96 Months 6.00% 7.00% 8.75% 11.00%
144 Months 7.50% 8.50% 10.00% 11.50%
  * Special Promotion


Farm Equipment A / 700 + B / 699-620 C / 619-570 D / 569 & below
New and Used        
84 Months (maximum) 7.00% 8.00% 10.00% 12.00%


Fully Secured Loans (Secured With Shares)
Current dividend rate on Regular Shares Account, plus 3.00%
60 months (maximum)


Personal Loans -
New & Refinanced
A / 700 + B / 699-620 C / 619-570 D / 569 & below
New and Used        
12 Months 7.99% 8.99% 11.75% 12.75%
24 Months 8.25% 9.25% 12.50% 13.50%
36 Months 8.90% 9.90% 12.75% 14.75%
48 Months 9.90% 10.90% 13.00% 15.00%
60 Months (Max) 11.00% 12.00% 13.25% 15.25%


Secured Loans (Other than autos) A / 700 + B / 699-620 C / 619-570 D / 569 & below
36 Months (maximum) 7.75% 8.75% 10.50% 12.25%


Term Loans A / 700 + B / 699-620 C / 619-570 D / 569 & below
12 Months (maximum) 10.50% 11.50% 12.75% 14.75%


Credit Cards
Mastercard - Gold Accounts 8.90%    
Mastercard - Standard Accounts 9.90%    

QUICK RATES:
Auto, Truck, Boat, & Motorcycle»
RV's, Travel Trailers, Motorhomes»
Farm Equipment»
Fully Secured (With Shares)»
Signature»
Secured (Other Than Autos)»
Term»
MasterCard»

All interest rates are subject to change without prior notice by the TexStar Federal Credit Union Board of Directors.

All rates quoted are based on Annual Percentage Rates.


Loan rates will be discounted .25% if any of the following apply:
Except on special promotions

  1. Payment is made by payroll deduction
  2. Account has monthly direct deposit and payment is deducted from that account
  3. Payment is made by automatic transfer
  4. Payment is made by ACH
  5. If the member has a share draft checking account at TexStar FCU
The total discount on any one loan may not exceed .25%.

The Credit Union may match rates to be competitive, subject to Credit Committee, and / or Board approval.

 

         
This credit union is federally insured by the National Credit Union Administration.
© Copyright 2016 TexStar Federal Credit Union. All Rights Reserved.