Current Loan Rates

Rates Effective July 1, 2011. Rates Subject To Change Without Notice.

 

 

Special Auto Loan Promotion
Loan Description
Term
APR*
New or Used Auto
Up To 66 Months
2.90%
The specific rate and term will depend on your credit rating, collateral value and amount financed. Rates and terms are subject to change without prior notice; other restrictions may apply.


"Green" Vehicles
Loan Description
Term
APR*
New Only
EPA Rating - Greenhouse Score Of 7 Or Better. Any Credit Score
Eligible For Loan Discount
Up To 72 Months
5.25%


Auto, Truck, Boat & Motorcyle Loans
Loan Description
Term
APR*
New**
10% Down

24 Months
5.65% - 9.50%
36 Months
5.65% - 9.50%
48 Months
5.65% - 9.50%
60 Months
5.65% - 10.00%
72 Months
6.40% - 10.50%
New**
100% Financing

24 Months
5.65% - 11.75%
36 Months
5.65% - 11.75%
48 Months
5.65% - 11.75%
60 Months
5.65% - 12.25%
72 Months
6.40% - 12.50%
Used***
NADA Loan Value Financing

24 Months
5.65% - 9.50%
36 Months
5.65% - 9.50%
48 Months
5.65% - 9.50%
60 Months
5.65% - 10.00%
72 Months
6.40% - 10.50%
Used - 100% Financing***
Not To Exceed NADA Retail Value

24 Months
5.65% - 11.75%
36 Months
5.65% - 11.75%
48 Months
5.65% - 11.75%
60 Months
5.65% - 12.25%
72 Months
6.40% - 12.50%
Older Models
Not To Exceed Current NADA Older Used Car Guide

36 Months
7.65% - 11.65%
48 Months
8.00% - 12.65%
60 Months
8.50% - 13.65%


Recreational Vehicles, Travel Trailers, & Motorhome Loans
Loan Description
Term
APR*
New
20 % Down

60 Months
6.75% - 11.75%
84 Months
7.00% - 12.50%
120 Months
7.75% - 12.75%
144 Months
8.25% - 13.25%
Used
20 % Down

60 Months
6.75% - 11.75%
84 Months
7.00% - 12.50%


Farm Equipment Loans
Loan Description
Term
APR*
New
100% Financing, With UCC Filing Fee. Loan may not be refinanced.
-
Interest Rate Will Be Current New Auto Rates Plus 1%
Used
80% Financing, With UCC Filing Fee Loans may not be refinanced.

-
Interest Rate Will Be Current Loan Value Financing Of Used Auto Rates Plus 1%.


Media Loans
Loan Description
Term
APR*
Computer Hardware, Software, Televisions, VCR, Fax Machines, Video Cameras, Stereo Systems,
& Associated Cabinetry

24 Months
7.25% - 11.25%
36 Months - Maximum
8.25% - 12.25%


Fully Secured Loans (With Shares)
Loan Description
Term
APR*
 
36 Months-Maximum
Current Dividend Rate Regular Shares Account Plus 3%


Signature Loans
Loan Description
Term
APR*
New & Refinanced
12 Months
7.99% - 12.75%
24 Months
8.25% - 13.50%
36 Months - Maximum
8.50% - 14.75%


Secured Loans (Other Than Autos)
Loan Description
Term
APR*
  
36 Months - Maximum
7.75% - 12.25%


Term Loans
Loan Description
Term
APR*
  
1 Year Maximum
10.50% - 14.75%


MasterCard
Loan Description
Term
APR*
Gold Account
-
8.90%
Standard Account
-
9.90%


Share Draft - Overdraft Protection
Loan Description
Term
APR*
  
Call office for details
n/a
QUICK RATES:
Auto, Truck, Boat, & Motorcycle»
RV's, Travel Trailers, Motorhomes»
Farm Equipment»
Media»
Fully Secured (With Shares)»
Signature»
Secured (Other Than Autos)»
Term»
MasterCard»
Share Draft - Overdraft Protection»
The total discount on any one loan may not exceed .50%

 

         
This credit union is federally insured by the National Credit Union Administration.
© Copyright 2008 TexStar Federal Credit Union. All Rights Reserved.